Best 18-Month CD Rates in St. Matthews, Kentucky, KY

You are viewing rates from banks across St. Matthews

Below are eighteen-month Certificates of Deposit (CD) rates from banks in St. Matthews, Kentucky . Eighteen Month CDs offer a bit more yield than 1 year CDs but require a longer time-commitment. Like any CD, you should consider the trade-off between the difference in yield and the required time commitment. If an 18 month CD pays significantly above the yield of a 12-month CD, it may be worth opening.

St. Matthews, KY - July 16, 2025

18 Month CD National Average : 0.58% ^?

Banks	APY	MIN	MILES ^?
American Bank & Trust Company, Inc. American Bank & Trust Company, Inc. Branch	4.00%	$1,000	-	Learn More Add Review
Rate History: 4.75% → 5.05% → 4.00%
JPMorgan Chase Bank, National Association Richmond Downtown Branch	2.00%	$10,000	-	Learn More
Rate History: 3.00% → 2.50% → 2.00%
Hayley7788d@outlook.com \| Jan 2, 2023 Terrible customer service by investment side. Fees too high , too full of themselves Read More Reviews (18)
Meade County Bank Meade County Bank Branch	1.25%	$10,000	-	Learn More Add Review
Citizens Federal Savings and Loan Association Citizens Federal Savings And Loan As Branch	1.10%	$10,000	-	Learn More Add Review
United Community Bank of West Kentucky, Inc. United Community Bank Of West Kentucky, Inc. Branch	1.00%	$10,000	-	Learn More
Norval Baird \| Apr 15, 2020 There is room for improvement in any business. And UCB Is at top of list for lack of need for improvement . They have always been at their best in terms of overall management, firm loan management, fr... Read More Reviews (1)
First State Bank First State Bank Branch	1.00%	$10,000	-	Learn More Add Review
First Federal Savings Bank of Kentucky First Federal Savings Bank Of Kentuc Branch	1.00%	$10,000	-	Learn More
CD Dreamer \| Aug 17, 2015 I can only dream about CD rates returning to these levels like the 1970's. Read More Reviews (6)
Bank of Clarkson Bank Of Clarkson Branch	0.90%	$10,000	-	Learn More Add Review
First Federal Savings and Loan Association First Federal Savings And Loan Assoc Branch	0.90%	$10,000	-	Learn More Add Review
The Cecilian Bank The Cecilian Bank Branch	0.85%	$1,000	-	Learn More
Machjen \| Oct 10, 2023 Horrible. Turned me into collections for a paid off loan that was never late then tried to blame me for paying it online...i actually verified at the drive threw that it was paid in full...also held a lar... Read More Reviews (1)
Magnolia Bank Magnolia Bank, Incorporated Branch	0.85%	$500	-	Learn More
fartoomany \| Sep 20, 2019 100 day cd 2.85% Read More Reviews (1)
The Sacramento Deposit Bank The Sacramento Deposit Bank Branch	0.85%	$100,000	-	Learn More Add Review
River City Bank, Inc. River City Bank, Inc. Branch	0.85%	$10,000	-	Learn More
BBN \| Aug 28, 2021 The posted rates for River City Bank are not accurate. I have inquired at the bank more than once. Read More Reviews (2)
West Point Bank West Point Bank Branch	0.80%	$10,000	-	Learn More Add Review
Eclipse Bank, Inc. Eclipse Bank, Inc. Branch	0.80%	$10,000	-	Learn More Add Review
Heritage Bank, Inc. Walton South Branch	0.75%	$500	-	Learn More Add Review
Bank of Edmonson County Bank Of Edmonson County Branch	0.75%	$100,000	-	Learn More Add Review
The Citizens Bank The Citizens Bank Branch	0.70%	$10,000	-	Learn More Add Review
First United Bank and Trust Company Beaver Dam Branch	0.70%	$10,000	-	Learn More Add Review
South Central Bank, Inc. South Central Bank, Inc. Branch	0.70%	$10,000	-	Learn More Add Review
Bank of Buffalo Bank Of Buffalo Branch	0.70%	$10,000	-	Learn More Add Review
Security Bank and Trust Company Fulton Bank Branch	0.65%	$10,000	-	Learn More Add Review
Franklin Bank & Trust Company Franklin Bank & Trust Company Branch	0.65%	$100,000	-	Learn More Add Review
Forcht Bank, National Association Grant - Main Branch	0.65%	$10,000	-	Learn More Add Review
Guardian Savings Bank, A Federal Savings Bank Kyles Lane Branch	0.65%	$10,000	-	Learn More
Wfransdell@gmail.com \| Oct 29, 2017 Excellentr Read More Reviews (1)
Clinton Bank Clinton Bank Branch	0.63%	$10,000	-	Learn More Add Review
Taylor County Bank Taylor County Bank Branch	0.60%	$500	-	Learn More Add Review
Bank of Edmonson County Bank Of Edmonson County Branch	0.60%	$10,000	-	Learn More Add Review
The Sacramento Deposit Bank The Sacramento Deposit Bank Branch	0.60%	$10,000	-	Learn More Add Review
Field & Main Bank Field & Main Bank Branch	0.60%	$10,000	-	Learn More Add Review
South Central Bank, Inc. South Central Bank, Inc. Branch	0.60%	$10,000	-	Learn More Add Review
The Lincoln National Bank of Hodgenville The Lincoln National Bank Of Hodgenv Branch	0.60%	$100,000	-	Learn More Add Review
Home Savings Bank, FSB Home Savings Bank, Fsb Branch	0.60%	$10,000	-	Learn More Add Review
Citizens Bank & Trust Company Citizens Bank & Trust Company Branch	0.60%	$10,000	-	Learn More Add Review
United Citizens Bank of Southern Kentucky United Citizens Bank Of Southern Ken Branch	0.60%	$10,000	-	Learn More Add Review
The First National Bank of Manchester The First National Bank Of Mancheste Branch	0.60%	$100,000	-	Learn More Add Review
The Murray Bank The Murray Bank Branch	0.55%	$1,000	-	Learn More Add Review
The Farmers Bank The Farmers Bank Branch	0.55%	$500	-	Learn More Add Review
First Kentucky Bank, Inc. Bardwell Branch	0.55%	$100,000	-	Learn More Add Review
Franklin Bank & Trust Company Franklin Bank & Trust Company Branch	0.55%	$10,000	-	Learn More Add Review
Hyden Citizens Bank Hyden Citizens Bank Branch	0.55%	$10,000	-	Learn More Add Review
Peoples Exchange Bank Lexington Main Branch	0.50%	$10,000	-	Learn More Add Review
The Huntington National Bank Fort Mitchell Branch	0.50%	$1,000	-	Learn More
Allan \| Mar 18, 2021 I called Huntington yesterday and the branch manager told me that the rate listed on Best Cash Cow doesn't exist......... Read More Reviews (1)
Independence Bank of Kentucky Independence Bank Of Kentucky Branch	0.50%	$10,000	-	Learn More
Pearl Girl GA \| Mar 30, 2023 Independence Bank 1776 Owensboro has been our partner for more than 20 years. We moved have lived in several states for work and we always got great service. One of the most outstanding feats of service o... Read More Reviews (1)
South Central Bank, Inc. South Central Bank, Inc. Branch	0.50%	$10,000	-	Learn More Add Review
Commonwealth Community Bank, Inc. Fordsville Branch	0.50%	$10,000	-	Learn More Add Review
The Farmers Bank of Milton The Farmers Bank Of Milton Branch	0.50%	$100,000	-	Learn More Add Review
Bedford Loan & Deposit Bank Bedford Loan & Deposit Bank Branch	0.50%	$10,000	-	Learn More Add Review
Citizens Bank of Kentucky, Inc. Citizens Bank Of Kentucky, Inc. Branch	0.50%	$10,000	-	Learn More Add Review
First & Farmers National Bank, Inc. First & Farmers National Bank, Inc. Branch	0.50%	$10,000	-	Learn More Add Review
Bank of Columbia Bank Of Columbia Branch	0.50%	$10,000	-	Learn More Add Review
Bank of Jamestown Bank Of Jamestown Branch	0.50%	$10,000	-	Learn More
houston0800 \| Sep 14, 2020 Jamestown KY Read More Reviews (17)
Jackson County Bank Jackson County Bank Branch	0.50%	$10,000	-	Learn More Add Review
The First National Bank of Manchester The First National Bank Of Mancheste Branch	0.50%	$10,000	-	Learn More Add Review
The Farmers Bank of Milton The Farmers Bank Of Milton Branch	0.45%	$500	-	Learn More Add Review
First & Peoples Bank and Trust Company First & Peoples Bank And Trust Compa Branch	0.45%	$100,000	-	Learn More Add Review
United Cumberland Bank United Cumberland Bank Branch	0.45%	$10,000	-	Learn More Add Review
Springfield State Bank Springfield State Bank Branch	0.41%	$500	-	Learn More Add Review
Lewisburg Banking Company Lewisburg Banking Company Branch	0.40%	$1,000	-	Learn More
kateast \| Jun 7, 2018 Friendly people; good place to do business. Read More Reviews (1)
Bank of Cadiz and Trust Company Bank Of Cadiz And Trust Company Branch	0.40%	$10,000	-	Learn More Add Review
United Southern Bank United Southern Bank Branch	0.40%	$10,000	-	Learn More Add Review
Auburn Banking Company Auburn Banking Company Branch	0.40%	$10,000	-	Learn More Add Review
Morgantown Bank & Trust Company, Incorporated Morgantown Bank & Trust Company, Incorporated Branch	0.40%	$10,000	-	Learn More Add Review
South Central Bank, Inc. South Central Bank, Inc. Branch	0.40%	$10,000	-	Learn More Add Review
The Lincoln National Bank of Hodgenville The Lincoln National Bank Of Hodgenv Branch	0.40%	$10,000	-	Learn More Add Review
FIRST NATIONAL BANK OF KENTUCKY First National Bank Of Kentucky Branch	0.40%	$1,000	-	Learn More Add Review
Peoples Bank of Kentucky, Inc. Salt Lick Branch	0.40%	$10,000	-	Learn More Add Review
The First National Bank of Brooksville The First National Bank Of Brooksvil Branch	0.40%	$10,000	-	Learn More Add Review
Pinnacle Bank, Inc. Pinnacle Bank, Inc. Branch	0.40%	$10,000	-	Learn More Add Review
First & Peoples Bank and Trust Company First & Peoples Bank And Trust Compa Branch	0.40%	$10,000	-	Learn More Add Review
The Commercial Bank of Grayson Olive Hill Branch	0.40%	$10,000	-	Learn More Add Review
Kentucky Farmers Bank Corporation Kentucky Farmers Bank Corporation Branch	0.40%	$10,000	-	Learn More Add Review
Cumberland Valley National Bank & Trust Company Cumberland Valley National Bank & Tr Branch	0.40%	$10,000	-	Learn More Add Review
Citizens Bank Citizens Bank Branch	0.40%	$10,000	-	Learn More Add Review
Peoples Exchange Bank Lexington Main Branch	0.40%	$10,000	-	Learn More Add Review
Farmers & Traders Bank of Campton Farmers & Traders Bank Of Campton Branch	0.37%	$10,000	-	Learn More Add Review
Republic Bank & Trust Company 35 Village Plaza Branch	0.35%	$10,000	-	Learn More
JEKuhn \| May 20, 2017 I received a check from them, misplaced it and now have found. Two years old. What now? Read More Reviews (1)
WesBanco Bank, Inc. Ring Road Branch	0.35%	$10,000	-	Learn More Add Review
Armed Forces Bank, National Association Fort Knox Px Branch	0.35%	$10,000	-	Learn More
BENNIE BROOKS \| Mar 25, 2015 OLIVER NORTH AIR LINES GOVERNOR BLANCO Read More Reviews (2)
Whitaker Bank The Bank Of Whitesburg Branch	0.35%	$10,000	-	Learn More
z h \| Nov 18, 2020 I had a charge that wasn't authorized, and they told me there is nothing they can do about it because in the past it was authorized. Are you serious? So if someone takes your card and goes to Walmart.com a... Read More Reviews (2)
FIRST STATE BANK OF THE SOUTHEAST, INC First State Bank Of The Southeast, Inc Branch	0.35%	$10,000	-	Learn More Add Review
Hometown Bank of Corbin, Inc. Hometown Bank Of Corbin, Inc. Branch	0.35%	$10,000	-	Learn More Add Review
Farmers State Bank Farmers State Bank Branch	0.35%	$1,000	-	Learn More Add Review
The First National Bank of Williamson The First National Bank Of Williamso Branch	0.35%	$100,000	-	Learn More Add Review
First Community Bank of the Heartland, Inc. Wickliffe Main Branch	0.31%	$500	-	Learn More Add Review
Commercial Bank Commercial Bank Branch	0.30%	$500	-	Learn More Add Review
The Farmers National Bank of Lebanon The Farmers National Bank Of Lebanon Branch	0.30%	$500	-	Learn More Add Review
The Monticello Banking Company The Monticello Banking Company Branch	0.30%	$500	-	Learn More
Marty Clark \| May 31, 2024 This bank tells you one thing and does another, my experience with them was awful, my account stayed gomed up you could deposit money on Friday and it might not be there showing till Tuesday or later,I'v... Read More Reviews (1)
The Peoples Bank The Peoples Bank Branch	0.30%	$10,000	-	Learn More Add Review
The First National Bank of Williamson The First National Bank Of Williamso Branch	0.25%	$10,000	-	Learn More Add Review
Bank of Maysville Bank Of Maysville Branch	0.25%	$10,000	-	Learn More Add Review
PBK BANK, INC. Pbk Bank, Inc. Branch	0.25%	$10,000	-	Learn More Add Review
Home Federal Bank Corporation Home Federal Bank Corporation Branch	0.25%	$10,000	-	Learn More Add Review
The Paducah Bank and Trust Company The Paducah Bank And Trust Company Branch	0.24%	$5,000	-	Learn More Add Review
First Harrison Bank Shepherdsville Branch	0.20%	$2,500	-	Learn More
vernon Wayne Coats \| Sep 26, 2015 Very Polite and Helpful tellers and Managers. Excellent to deal with. Read More Reviews (1)
FNB Bank, Inc. Fnb Bank, Inc. Branch	0.20%	$1,000	-	Learn More Add Review
Wilson & Muir Bank & Trust Company Leitchfield Main Street Branch	0.20%	$10,000	-	Learn More Add Review
Security Bank and Trust Co. Security Bank And Trust Co. Branch	0.20%	$10,000	-	Learn More Add Review
Traditional Bank, Inc. Traditional Bank, Inc. Branch	0.20%	$10,000	-	Learn More Add Review
The Peoples Bank The Peoples Bank Branch	0.20%	$10,000	-	Learn More Add Review
The Farmers National Bank of Danville Burgin Branch	0.20%	$10,000	-	Learn More Add Review
Bank of Lexington, Inc. Bank Of Lexington, Inc. Branch	0.20%	$10,000	-	Learn More Add Review
Farmers Bank and Trust Company Farmers Bank And Trust Company Branch	0.15%	$500	-	Learn More Add Review
Old National Bank Greenville Branch	0.15%	$10,000	-	Learn More
jefflockwoodlaw2288@gmail.com \| Jul 18, 2021 I have a neighbor whose mortgage is with ONB. I am licensed to practice law but I am not writing this review as a lawyer, but rather as a heads up if your spouse should happen to die while you owe any mone... Read More Reviews (2)
The Citizens National Bank of Somerset The Citizens National Bank Of Somers Branch	0.15%	$1,000	-	Learn More
preachjon@gmail.com \| Mar 26, 2021 So my bank citizens national bank of Somerset ky. They have previously in the past deposited the wrong person's tax account into my account and taking it back out without my whereabouts which made my accou... Read More Reviews (1)
The Citizens National Bank of Lebanon The Citizens National Bank Of Lebano Branch	0.10%	$10,000	-	Learn More Add Review
Sebree Deposit Bank Sebree Deposit Bank Branch	0.10%	$500	-	Learn More Add Review
First Kentucky Bank, Inc. Bardwell Branch	0.10%	$10,000	-	Learn More Add Review
Banterra Bank Paducah East-3000 Branch	0.10%	$10,000	-	Learn More Add Review
First Southern National Bank Somerset Branch	0.10%	$10,000	-	Learn More Add Review
First Financial Bank Hebron Deposit Bank Branch	0.10%	$10,000	-	Learn More Add Review
U.S. Bank National Association Maysville Branch	0.05%	$500	-	Learn More
Ugg \| Jun 12, 2023 US Bank reported me to dult Protective Services because my husband is 85 and I am63. He got sick and went into a nursing hime for 3 months. My husband always handled the financial affairs. I had to take ov... Read More Reviews (2)
Regions Bank Franklin Ky W Branch	0.03% 0.01%	$2,501 $2,500	-	Learn More Add Review
PNC Bank, National Association South Fourth Street Branch	0.03%	$25,000	-	Learn More
GAM \| May 18, 2019 Had checking and savings for years when living in Philly. Went into PNC 2.35 APY high yield savings. They have thus far maintained rate. Easy web site and great customer phone service. Still maintain check... Read More Reviews (1)
Fifth Third Bank, National Association Fort Thomas Branch	0.01%	$500	-	Learn More
Juan Ricardo \| Nov 12, 2018 Helpful w/$ Read More Reviews (5)

All rates listed are Annual Percentage Yield (APY). The Min listed is the minimum deposit account balance required to obtain the rate listed.

Branches Info around zip 10007

Branch	Street	City	State
American Bank & Trust Company, Inc. American Bank & Trust Company, Inc. Branch	1302 Scottsville Road	Bowling Green	KY
JPMorgan Chase Bank, National Association Richmond Downtown Branch	116 West Main Street	Richmond	KY
Meade County Bank Meade County Bank Branch	2175 Bypass Road	Brandenburg	KY
Citizens Federal Savings and Loan Association Citizens Federal Savings And Loan As Branch	433 Madison Ave	Covington	KY
United Community Bank of West Kentucky, Inc. United Community Bank Of West Kentucky, Inc. Branch	500 North Morgan Street	Morganfield	KY
First State Bank First State Bank Branch	240 North First Street	Irvington	KY
First Federal Savings Bank of Kentucky First Federal Savings Bank Of Kentuc Branch	216 W Main St	Frankfort	KY
Bank of Clarkson Bank Of Clarkson Branch	101 East Main Street	Clarkson	KY
First Federal Savings and Loan Association First Federal Savings And Loan Assoc Branch	Main & Lovern Streets	Hazard	KY
The Cecilian Bank The Cecilian Bank Branch	104 East Main	Cecilia	KY
Magnolia Bank, Incorporated Magnolia Bank, Incorporated Branch	4910 South L And N Turnpike	Magnolia	KY
The Sacramento Deposit Bank The Sacramento Deposit Bank Branch	335 Main Street	Sacramento	KY
River City Bank, Inc. River City Bank, Inc. Branch	500 South Sixth Street	Louisville	KY
West Point Bank West Point Bank Branch	600 W. Lincoln Trail Blvd.	Radcliff	KY
Eclipse Bank, Inc. Eclipse Bank, Inc. Branch	3827 Shelbyville Road	Louisville	KY
Heritage Bank, Inc. Walton South Branch	13447 Dixie Highway	Walton	KY
Bank of Edmonson County Bank Of Edmonson County Branch	109 N Main Street	Brownsville	KY
The Citizens Bank The Citizens Bank Branch	1522 Union City Highway	Hickman	KY
First United Bank and Trust Company Beaver Dam Branch	1500 Bill Monroe Memorial Boulevard	Beaver Dam	KY
South Central Bank, Inc. South Central Bank, Inc. Branch	208 South Broadway	Glasgow	KY
Bank of Buffalo Bank Of Buffalo Branch	2441 Greensburg Road	Buffalo	KY
Security Bank and Trust Company Fulton Bank Branch	One Bankers Plaza	Fulton	KY
Franklin Bank & Trust Company Franklin Bank & Trust Company Branch	317 North Main Street	Franklin	KY
Forcht Bank, National Association Grant - Main Branch	203-205 South Main Street	Williamstown	KY
Guardian Savings Bank Kyles Lane Branch	10 Kyles Lane	Fort Wright	KY
Clinton Bank Clinton Bank Branch	220 East Clay Street	Clinton	KY
Taylor County Bank Taylor County Bank Branch	Broadway And Lebanon Avenues	Campbellsville	KY
Bank of Edmonson County Bank Of Edmonson County Branch	109 N Main Street	Brownsville	KY
The Sacramento Deposit Bank The Sacramento Deposit Bank Branch	335 Main Street	Sacramento	KY
Field & Main Bank Field & Main Bank Branch	Walnut And Pike Streets	Cynthiana	KY
South Central Bank, Inc. South Central Bank, Inc. Branch	208 South Broadway	Glasgow	KY
The Lincoln National Bank of Hodgenville The Lincoln National Bank Of Hodgenv Branch	Main Street	Hodgenville	KY
Home Savings Bank, FSB Home Savings Bank, Fsb Branch	202 Elm Street	Ludlow	KY
Citizens Bank & Trust Company Citizens Bank & Trust Company Branch	201 East Main Street	Campbellsville	KY
United Citizens Bank of Southern Kentucky United Citizens Bank Of Southern Ken Branch	700 Jamestown Street	Columbia	KY
The First National Bank of Manchester The First National Bank Of Mancheste Branch	120 Town Branch Road	Manchester	KY
The Murray Bank The Murray Bank Branch	405 South 12th Street	Murray	KY
The Farmers Bank The Farmers Bank Branch	200 North Main Street	Nicholasville	KY
First Kentucky Bank, Inc. Bardwell Branch	400 Us Hwy 51 North	Bardwell	KY
Franklin Bank & Trust Company Franklin Bank & Trust Company Branch	317 North Main Street	Franklin	KY
Hyden Citizens Bank Hyden Citizens Bank Branch	22023 Main Street	Hyden	KY
Peoples Exchange Bank Lexington Main Branch	901 Richmond Road	Lexington	KY
The Huntington National Bank Fort Mitchell Branch	2514 Dixie Highway	Fort Mitchell	KY
Independence Bank of Kentucky Independence Bank Of Kentucky Branch	2425 Frederica Street	Owensboro	KY
South Central Bank, Inc. South Central Bank, Inc. Branch	208 South Broadway	Glasgow	KY
Commonwealth Community Bank, Inc. Fordsville Branch	78 East Main Street	Fordsville	KY
The Farmers Bank of Milton The Farmers Bank Of Milton Branch	41 Ferry Street	Milton	KY
Bedford Loan & Deposit Bank Bedford Loan & Deposit Bank Branch	45 Highway 42 East	Bedford	KY
Citizens Bank of Kentucky, Inc. Citizens Bank Of Kentucky, Inc. Branch	620 Broadway Avenue	Paintsville	KY
First & Farmers National Bank, Inc. First & Farmers National Bank, Inc. Branch	100 Public Square	Somerset	KY
Bank of Columbia Bank Of Columbia Branch	144 Public Square	Columbia	KY
Bank of Jamestown Bank Of Jamestown Branch	400 Monument Square	Jamestown	KY
Jackson County Bank Jackson County Bank Branch	123 Main Street N	Mc Kee	KY
The First National Bank of Manchester The First National Bank Of Mancheste Branch	120 Town Branch Road	Manchester	KY
The Farmers Bank of Milton The Farmers Bank Of Milton Branch	41 Ferry Street	Milton	KY
First & Peoples Bank and Trust Company First & Peoples Bank And Trust Compa Branch	1001 Deidrich Boulevard	Russell	KY
United Cumberland Bank United Cumberland Bank Branch	47 South Main Street	Whitley City	KY
Springfield State Bank Springfield State Bank Branch	125 East Main Street	Springfield	KY
Lewisburg Banking Company Lewisburg Banking Company Branch	287 North Main St	Lewisburg	KY
Bank of Cadiz and Trust Company Bank Of Cadiz And Trust Company Branch	Main And Scott Streets	Cadiz	KY
United Southern Bank United Southern Bank Branch	1813 East Ninth Street	Hopkinsville	KY
Auburn Banking Company Auburn Banking Company Branch	Main And Lincoln Streets	Auburn	KY
Morgantown Bank & Trust Company, Incorporated Morgantown Bank & Trust Company, Incorporated Branch	201 N Main Street	Morgantown	KY
South Central Bank, Inc. South Central Bank, Inc. Branch	208 South Broadway	Glasgow	KY
The Lincoln National Bank of Hodgenville The Lincoln National Bank Of Hodgenv Branch	Main Street	Hodgenville	KY
FIRST NATIONAL BANK OF KENTUCKY First National Bank Of Kentucky Branch	604 Highland Avenue	Carrollton	KY
Peoples Bank of Kentucky, Inc. Salt Lick Branch	113 Main Street	Salt Lick	KY
The First National Bank of Brooksville The First National Bank Of Brooksvil Branch	105 Locust St	Brooksville	KY
Pinnacle Bank, Inc. Pinnacle Bank, Inc. Branch	26 Second Street	Vanceburg	KY
First & Peoples Bank and Trust Company First & Peoples Bank And Trust Compa Branch	1001 Deidrich Boulevard	Russell	KY
The Commercial Bank of Grayson Olive Hill Branch	Tom T. Hall Boulevard	Olive Hill	KY
Kentucky Farmers Bank Corporation Kentucky Farmers Bank Corporation Branch	2500 Broadway	Catlettsburg	KY
Cumberland Valley National Bank & Trust Company Cumberland Valley National Bank & Tr Branch	1112 Highway 490	East Bernstadt	KY
Citizens Bank Citizens Bank Branch	411 New Brodhead Road	Mount Vernon	KY
Peoples Exchange Bank Lexington Main Branch	901 Richmond Road	Lexington	KY
Farmers & Traders Bank of Campton Farmers & Traders Bank Of Campton Branch	215 Mountain Parkway Spur	Campton	KY
Republic Bank & Trust Company 35 Village Plaza Branch	35 Village Plaza	Shelbyville	KY
WesBanco Bank, Inc. Ring Road Branch	2323 Ring Road	Elizabethtown	KY
Armed Forces Bank, National Association Fort Knox Px Branch	127 Gold Vault Road	Fort Knox	KY
Whitaker Bank The Bank Of Whitesburg Branch	187 Main Street	Whitesburg	KY
First State Bank of the Southeast, Inc First State Bank Of The Southeast, Inc Branch	Pint St & Virginia Ave	Pineville	KY
Hometown Bank of Corbin, Inc. Hometown Bank Of Corbin, Inc. Branch	1030 Cumberland Falls Hwy	Corbin	KY
Farmers State Bank Farmers State Bank Branch	Main Street	Booneville	KY
The First National Bank of Williamson The First National Bank Of Williamso Branch	109 Prater Place, Suite 100	Pikeville	KY
First Community Bank of the Heartland, Inc. Wickliffe Main Branch	359 Court Street	Wickliffe	KY
Commercial Bank Commercial Bank Branch	550 Main Street	West Liberty	KY
The Farmers National Bank of Lebanon The Farmers National Bank Of Lebanon Branch	136 West Main Street	Lebanon	KY
The Monticello Banking Company The Monticello Banking Company Branch	50 North Main	Monticello	KY
The Peoples Bank The Peoples Bank Branch	23 West Main Street	Taylorsville	KY
The First National Bank of Williamson The First National Bank Of Williamso Branch	109 Prater Place, Suite 100	Pikeville	KY
Bank of Maysville Bank Of Maysville Branch	20 West 2nd Street	Maysville	KY
PBK BANK, INC. Pbk Bank, Inc. Branch	120 Frontier Boulevard	Stanford	KY
Hearthside Bank Corporation Home Federal Bank Corporation Branch	1602-08 East Cumberland Avenue	Middlesboro	KY
The Paducah Bank and Trust Company The Paducah Bank And Trust Company Branch	555 Jefferson Street	Paducah	KY
First Harrison Bank Shepherdsville Branch	1612 Highway 44 East	Shepherdsville	KY
FNB Bank, Inc. Fnb Bank, Inc. Branch	101 East Broadway Street	Mayfield	KY
Wilson & Muir Bank & Trust Company Leitchfield Main Street Branch	118 South Main Street	Leitchfield	KY
Security Bank and Trust Co. Security Bank And Trust Co. Branch	1-5 West Second Street	Maysville	KY
Traditional Bank, Inc. Traditional Bank, Inc. Branch	49 W. Main Street	Mount Sterling	KY
Peoples Bank, Mt. Washington The Peoples Bank Branch	201 North Bardstown Road	Mount Washington	KY
The Farmers National Bank of Danville Burgin Branch	125 E Main Street	Harrodsburg	KY
Bank of Lexington, Inc. Bank Of Lexington, Inc. Branch	761 Corporate Drive	Lexington	KY
Farmers Bank and Trust Company Farmers Bank And Trust Company Branch	201 South Main Street	Marion	KY
Old National Bank Greenville Branch	131 East Main Street	Greenville	KY
The Citizens National Bank of Somerset The Citizens National Bank Of Somers Branch	44 Public Square	Somerset	KY
Citizens Bank and Trust of Lebanon, Inc. The Citizens National Bank Of Lebano Branch	149 West Main Street	Lebanon	KY
Sonata Bank Sebree Deposit Bank Branch	147 West Main Street	Sebree	KY
First Kentucky Bank, Inc. Bardwell Branch	400 Us Hwy 51 North	Bardwell	KY
Banterra Bank Paducah East-3000 Branch	3151 Parisa Drive	Paducah	KY
First Southern National Bank Somerset Branch	15 North Highway 27	Somerset	KY
First Financial Bank Hebron Deposit Bank Branch	2652 North Bend Road	Hebron	KY
U.S. Bank National Association Maysville Branch	33 West Second Street	Maysville	KY
Regions Bank Franklin Ky W Branch	117 W. Cedar Street	Franklin	KY
PNC Bank, National Association South Fourth Street Branch	121 South Fourth Street	Danville	KY
Regions Bank Franklin Ky W Branch	117 W. Cedar Street	Franklin	KY
Fifth Third Bank, National Association Fort Thomas Branch	131 North Fort Thomas Avenue	Fort Thomas	KY

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PRODUCT INFORMATION

18 Month CDs - Branch Banks 2025

Banks offer a range of Certificates of Deposit (CD) with 18 month CDs being a popular term. An eighteen month CD obligates the holder to keep their money in the bank for eighteen months in return for a fixed rate of interest during that time period. All eighteen month bank CDs shown on BestCashCow are FDIC insured.

Eighteen month CDs can be opened in almost any bank branch as the are a mainstay of bank deposit products.

The advantages of an eighteen month CD are:

A slightly higher rate than 12 month CDs in return for leaving the money in the bank longer.
A fixed rate during the 18 month period.
FDIC insurance.
Convenience of opening and managing the CD at a local branch.

The disadvantages of an eighteen month branch CDs are:

Rates are generally lower than on the top online savings and CD accounts.
Money is tied up for 18 months. Removing it early results in significant penalties.
Opening in a branch requires a personal visit.

All banks listed on BestCashCow are FDIC insured; BestCashCow.com strongly recommends that you stay within FDIC insurance limits and that if you are unsure of how the limits affect you, please visit the FDIC website.

To understand all of the income generating options available to a saver, please view the Income Generating Investments Comparison Chart.

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St. Matthews, Kentucky CD Rates – 18-Month

Branches Info around zip 10007

PRODUCT INFORMATION

18 Month CDs - Branch Banks 2025

The advantages of an eighteen month CD are:

The disadvantages of an eighteen month branch CDs are:

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